Legal Expenses and Rent Protection

Rents have secured a Rent Protection and Legal expenses package which means should the unexpected happens you will always get the income you expect from your tenants, and it will also support you if you need legal requirements to recover your property.

What are the benefits?

  • Nil excess; you’ll receive 100% of the monthly rent for up to 12 months.
  • Up to £100,00 legal expenses cover, including appeals and legal representation.
  • Rent recovery.
  • Property damage cover, for civil dispute expense on damages over £1000.
  • 75% of rent after vacant possession for up to 2 months.
  • Eviction of squatters and assistance with the costs involved.
  • Standalone legal expense cover, in case of civil dispute.
  • Contract dispute protection, covering costs in disputes over £100.
  • 90 day claim window, form the date of the first missed rental payment.
  • Auto renewal process, so you have continuous coverage.
  • Exclusive partnership with DAS UK, with over 40 years’ experience in underwriting insurance.

Terms and conditions apply

Sometimes your tenant’s security deposit isn’t enough to cover significant damage or rent arrears. A comprehensive and rigorous coverage could mean the difference between regaining your property of defaulting on your buy to let mortgage.

With this Rent Protection and Legal Expenses service, you will get the income you’re owed and any costs you may have in recovering it, so you are not out of pocket!

For added ease, there is a unique and automated claims process, to reduce the administration and to return the property to you as quickly as possible. They will always keep you informed so you know when your property’s protected, and how the claims process works.

The criteria for this service are closely linked to tenant referencing criteria. We work hard to offer you the best lettings experience, including tenant referencing, so this Rent Protection service is aligned with the information we have on your tenants – simplifying the application for you.

How we stack up against other policy’s:

 Ours Other Providers 
Excess Ours is NIL 2 months NIL NIL
Legal Cover £100,000 £50,000 £50,000 £100,000
Payment after VP 75% for 2 months 50% for 2 months NONE NONE
Claims window (days) 90 37 31 30
Max payout 4 months 6 months 6 months 6 months
Claim process Automated Manual Manual Manual
Property damage cover Yes No No Yes
Contract dispute cover Yes No No No
Auto renewal Yes No No Yes
Standalone legal cover Yes No Yes Yes
Monthly pricing Yes Yes Yes No

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