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Legal Expenses and Rent Protection

Rents have secured a Rent Protection and Legal expenses package which means should the unexpected happens you will always get the income you expect from your tenants, and it will also support you if you need legal requirements to recover your property.

What are the benefits?

• Nil excess; you’ll receive 100% of the monthly rent for up to 12 months.
• Up to £100,00 legal expenses cover, including appeals and legal representation.
• Rent recovery.
• Property damage cover, for civil dispute expense on damages over £1000.
• 75% of rent after vacant possession for up to 2 months.
• Eviction of squatters and assistance with the costs involved.
• Standalone legal expense cover, in case of civil dispute.
• Contract dispute protection, covering costs in disputes over £100.
• 90 day claim window, form the date of the first missed rental payment.
• Auto renewal process, so you have continuous coverage.
• Exclusive partnership with DAS UK, with over 40 years’ experience in underwriting insurance.

Terms and conditions apply

Sometimes your tenant’s security deposit isn’t enough to cover significant damage or rent arrears. A comprehensive and rigorous coverage could mean the difference between regaining your property of defaulting on your buy to let mortgage.

With this Rent Protection and Legal Expenses service, you will get the income you’re owed and any costs you may have in recovering it, so you are not out of pocket!

For added ease, there is a unique and automated claims process, to reduce the administration and to return the property to you as quickly as possible. They will always keep you informed so you know when your property’s protected, and how the claims process works.

The criteria for this service are closely linked to tenant referencing criteria. We work hard to offer you the best lettings experience, including tenant referencing, so this Rent Protection service is aligned with the information we have on your tenants – simplifying the application for you.

How we stack up against other policy’s:

	Ours		Other Providers
Excess	Ours is NIL	2 months	NIL	NIL
Legal Cover	£100,000	£50,000	£50,000	£100,000
Payment after VP	75% for 2 months	50% for 2 months	NONE	NONE
Claims window (days)	90	37	31	30
Max payout	4 months	6 months	6 months	6 months
Claim process	Automated	Manual	Manual	Manual
Property damage cover	Yes	No	No	Yes
Contract dispute cover	Yes	No	No	No
Auto renewal	Yes	No	No	Yes
Standalone legal cover	Yes	No	Yes	Yes
Monthly pricing	Yes	Yes	Yes	No